Workers Loan
For salary earners (To meet up personal and domestic needs)
- Application letter
- Applicant to provide copy of letter of employment, confirmation, official identity card.
- Six months pay slip and salary account bank statement.
- Undated signed cheque leaflets for salary account.
- Two guarantors one of whom will be a salary earner.
- Guarantors to submit 6 months’ statement of account, Form of identification/ID Card of each guarantor, 3 Undated signed cheque leaflets of each guarantor, 1 passport photograph and a signed personal guarantee form provided by the bank
- Loan amount not more than a third of net of 6 months’ salary
- Maximum of 6 months’ repayment.
- Tangible Collateral which must be at least 150% of the loan value for loan value above =N=500,000
- Micro insurance cover and Personal profile of the borrower.
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